Trust, Governance & Compliance Hub
Anti-Fraud and AML/KYC Policy
Institutional anti-money laundering, counter-terrorist financing, and fraud mitigation standards.
Version v3.3•Last Updated: October 2026•Official Policy
Strict Equity-Only Crowdfunding Mandate
Notice to all platform participants: Fundigoo operates strictly on an Equity Crowdfunding model. Investors deploy capital exclusively in exchange for direct company equity (ordinary shares, preferred shares, or standardized equity SAFE instruments). Fundigoo does not offer, broker, or permit debt financing, loan agreements, interest-bearing notes, peer-to-peer lending, or debt securities of any kind.
11. Statutory Compliance Framework
Fundigoo enforces comprehensive Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and Know-Your-Customer (KYC) protocols aligned with Bangladesh Financial Intelligence Unit (BFIU) guidelines and Financial Action Task Force (FATF) standards.
22. eKYC Verification & Document Requirements
All account holders must provide:
- Individuals: Verified National Identification Card (NID), valid International Passport, biometric face scan, and Proof of Address.
- Corporate Entities: Certificate of Incorporation, Memorandum and Articles of Association, Form XII, valid Trade License, TIN Certificate, and Beneficial Ownership (UBO) identification for shareholders holding >10% equity.
33. Sanctions Screening & PEP Monitoring
Every user and corporate officer is screened against national, UN, OFAC, and international sanctions registries. Politically Exposed Persons (PEPs) are subject to Enhanced Due Diligence (EDD) and mandatory senior compliance officer sign-off.
44. Automated Fraud Detection & Suspicious Activity Reporting (STR)
All deposits, wallet activities, and disbursements undergo automated behavioral analysis to detect structuring, smurfing, velocity anomalies, or high-risk originators. Any suspicious pattern triggers an immediate freeze and filing of a Suspicious Transaction Report (STR) with appropriate financial intelligence units.
55. Zero-Tolerance Fraud Policy
Any attempt to inflate campaign traction, submit forged legal filings, utilize stolen credit instruments, or engage in coordinated market manipulation results in immediate account termination, asset freezing, and criminal prosecution.
Officially ratified and published by Fundigoo Compliance & Legal Directorate.
Ref: LEGAL-AML-KYC-POLICY-2026