Trust, Governance & Compliance Hub
Fund Back Policy (Refunds & Capital Protection)
Comprehensive rules regarding investor capital returns, campaign cancellations, and refunds.
Version v2.4•Last Updated: October 2026•Official Policy
Strict Equity-Only Crowdfunding Mandate
Notice to all platform participants: Fundigoo operates strictly on an Equity Crowdfunding model. Investors deploy capital exclusively in exchange for direct company equity (ordinary shares, preferred shares, or standardized equity SAFE instruments). Fundigoo does not offer, broker, or permit debt financing, loan agreements, interest-bearing notes, peer-to-peer lending, or debt securities of any kind.
11. Target Threshold Protection (100% Fund Back)
Fundigoo campaigns operate on verified funding milestones. If a campaign fails to reach its minimum required funding target by the designated deadline:
- The campaign is marked as Closed / Unsuccessful.
- 100% of pledged capital is automatically returned to the respective investors' wallets or bank accounts.
- Zero platform fees are charged to the backer.
22. Backer Cooling-Off Window
Investors have a statutory 48-hour cooling-off window following their pledge during which they may cancel their equity investment without penalty and receive a full immediate refund to their payment source.
33. Cancellation Prior to Milestone Disbursal
If a founder fails initial post-campaign due diligence or refuses to execute statutory equity share certificates, the Due Diligence Board will cancel the campaign and trigger an immediate 100% escrow refund to all participants.
44. Post-Disbursal Equity Realities
Once milestone deliverables have been verified, escrow tranches disbursed, and legal equity shares issued, funds cannot be refunded as cash because they have been converted into legal ownership shares in the corporation. At that stage, investor value is represented by the shares held.
Officially ratified and published by Fundigoo Compliance & Legal Directorate.
Ref: LEGAL-FUND-BACK-POLICY-2026